Finance Theme

Finance Theme

In the Finance Theme we cover interesting topics around money and wealth off the daily market developments.

Finance Theme

Return opportunities with sustainable investments

We are currently living through an era of change, in which a clearly identifiable shift in social attitudes is evident. It involves a more conscientious lifestyle and a desire for greater transparency and disclosure.

Finance Theme

Digital assets – opportunities and risks for investors

The innovative blockchain technology (“distributed ledger technology”, DLT) and the associated expectations have already attracted a considerable amount of attention. For both private and institutional investors, however, it is still not easy to profit from the numerous possibilities of this young technology. In a market environment that remains fairly opaque, investors need to find their way around the many different providers and specialists while also overcoming the technical hurdles that exist in connection with blockchain technology. The specialists on our Crypto Desk are looking to shine a light in the darkness with this publication.

Finance Theme

Cryptocurrencies - What exactly are they?

The turbulent performance of Bitcoin over the last year has brought this cryptocurrency to the attention of the wider public. But this currency has actually been around for almost ten years, and an estimated 1,600 other alternative currencies have also sprung up in the meantime. The question is often asked whether these constructs – which only exist in the form of digital code – can really be considered currencies at all in a way that bears comparison with the dollar, euro or yen. We will return to this question later in this article. First of all it is worth establishing what actually lies behind cryptocurrencies such as Bitcoin, Ether and Ripple.

Finance Theme

Structured products - how to invest

Structured products are investment products that combine two or more financial instruments, of which one is often an option. The purpose of a structured product is to create a specific risk stance in a specific market situation. In addition, structured products can open up possibilities for investors in markets that cannot easily be accessed with other financial instruments. The suitability of a structured product as an investment will vary, as it will depend on the investor’s personal risk appetite, their market expectation, and the prevailing market situation.

Finance Theme

We irrational spirits: on man's systematic errors of reasoning

We humans tend, when it comes to decisions under uncertainty, to exhibit a behavior which contradicts our long-held view of ourselves to be summarised as "homo oeconomicus". In our Investment Theme, we give an overview of the findings in the field of behavioral finance as to what are the typical errors of reasoning that "we irrational spirits" exhibit.

Finance Theme

On the valuation of equities

How do you value stocks, what are the different approaches and how are the implemented? We address these questions in our latest Investment Comment. In addition, we give an example in order to emphasize the importance of assumptions for a given equity valuation. Last, we offer our assessment of the current equity market valuation: Could it expand from here?

Finance Theme

Swiss real estate market – never-ending price rises?

Rising vacancy rates for rental apartments and decreasing migration to Switzerland amid persistently brisk construction activity and an uncertain outlook for interest rates: the Swiss real estate market is continuing to experience a boom phase despite these negative factors impacting demand for real estate. The current issue of Investment Theme sheds light on the price developments in the Swiss real estate market in 2016 and offers advice as to what buyers and sellers of real estate should focus on in the current environment.

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